Alternative Markets

Visit the Alternative Markets website.

The Alternative Markets Division of Great American Insurance Group is a leader in the development of long-term, profitable captive partnerships with agents, associations, and large accounts (via group or single entity captive structures). 

For more than a decade we have delivered customized solutions to our partners, establishing a reputation for flexibility, responsive service and open communication.  Our risk-sharing business model is a great alternative to the traditional commercial marketplace, offering you the following:

• the opportunity to build a TRUE PARTNERSHIP:  we are committed to building long-term relationships that emphasize transparency, communication and collaboration.  By working together we are able to achieve a strategic advantage in the marketplace that sets you (and us) apart from the competition.
• captive EXPERTISE:  our business is built around the captive risk-sharing business model. Put simply - captives are all that we do.  Our team of experts will work with you to write business, customizing program solutions that bring value to your clients.
• FRANCHISE VALUE:  we follow a deliberate appointment process.  As a result, our products and services are not found on every street corner.  In fact, as an agency captive partner you may be the only firm in a territory with access to our suite of commercial line products!

Cyber Risk
Our suite of cyber risk insurance products  was developed to protect commercial enterprises, including not-for-profit  organizations, from a variety of exposures inherent with the use of the  Internet as a business tool.  At the core of this insurance solution is  the ISO® Information Security Protection Policy (ISPP) which provides both  first and third party coverage through eight insurance agreements.  A  modular policy, these coverages may be purchased individually, collectively or  in any combination.

• Insuring Agreement 1:   Website Publishing Liability    
• Insuring Agreement 2:   Network Security Liability    
• Insuring Agreement 3:   Programming Errors & Omissions Liability    
• Insuring Agreement 4:   Replacement or Restoration of Electronic Data    
• Insuring Agreement 5:   Extortion Threats     
• Insuring Agreement 6:   Business Income and Extra Expense    
• Insuring Agreement 7:  Public  Relations Expense    
• Insuring Agreement 8:   Security Breach Expense

In  addition, Insuring Agreement 2 and Insuring Agreement 8 are sold with enhanced  customer services offered by IdentityTheft911.

For more information about Cyber Risk Insurance please contact Jeremy Ong, jong@gaic.com or email us at altmarkets@gaic.com.